Finance/Layaway

We want everyone to have the chance to own a beautiful fur and we have two options that will allow you to have the fur of your dreams divided up into payments. 

FINANCE YOUR FUR WITH BLISPAY

We’ve teamed up with Blispay to offer special financing. Enjoy No Payments, No Interest on all purchases over $199 if paid in full in 6 months. Plus, you'll get 2% Cash Back!

HOW IT WORKS: 

- Apply on your phone or computer at https://blispay.com/henigfurs.
- If approved, you'll receive a digital Blispay Visa card which can be used to make purchases with us.
- You’ll receive 6 months special financing on all purchases over $199 + 2% Cash Back.

Interest will be charged to your account at your APR of 19.99% from the posting date if the purchase balance is not paid in full in six months. Your account has a 3% foreign transaction fee and if you are charged interest it will be at least $2.00.

For more info please visit blispay.com/faq. The Blispay Visa® Card is issued by First Electronic Bank, Utah.

LAYAWAY YOUR FUR WITH HENIG FURS

The Henig Furs Layaway plan is a great way to buy the fur you want, whether for yourself or as a gift. Start now and budget for holiday purchases, anniversaries, birthdays, vacations and more! Your fur will be all yours once it’s paid in full! It’s quick, easy and FREE! No credit check required!

HOW IT WORKS:
Shop online or visit one of our stores to make a layaway purchase. Layaway is also available at our hotel and holiday trunk shows!

To make a layaway online, make sure you are signed into your account. Guest checkout is not allowed for layaway purchases. You must first create an account with an email and password at henigfurs.com and make sure you are logged into your account when placing your layaway order.

Once you are logged in, shop around at henigfurs.com. When you are done with all your shopping, go to MY CART at the top of the page. Once you’re in the shopping cart and your subtotal is $500 or more, you will see a small gray box that says “Checkout with Partial Payments for Whole Cart.” There will be a dropdown and you can select installments. Then click APPLY. This will automatically calculate the 30% down and you will see that amount under Amount Paying Now. The remaining balance after the down payment is under Amount to Be Paid Later. Click PROCEED TO CHECKOUT. Follow the normal checkout steps from there.

Please note that your item must be at least $500 or more AFTER any discounts are applied and BEFORE shipping and tax in order to be eligible for layaway.

WHEN WILL MY CREDIT CARD BE CHARGED?
INITIAL PAYMENT:
The first Layaway installment is 30% of the total purchase price and will be billed on the date the Layaway is initiated. When you initially place your order, Henig Furs will request authorization from your Credit Card Company or bank for the amount of just the down payment, not the total purchase amount. 

MONTHLY PAYMENTS:
Payments are made on the schedule YOU set! We pride ourselves on allowing flexible payments. As long as you are making consistent monthly payments, your account is considered in good standing. 

Since we offer flexible payments, we do not automatically charge your card each month. Customer is responsible for making monthly payments online or by phone each month. Henig Furs does not save credit card information. You will have to enter this each time you make a payment.

HOW DO I MAKE PAYMENTS ON MY LAYAWAY?
You can make a payment on your layaway anytime by logging into your account at henigfurs.com. Once you are logged in, select MY ACCOUNT at the top of the page. Once you're in MY ACCOUNT, select PENDING INSTALLMENTS. You will see your layaway order and select VIEW SUMMARY. From there, you will see a list of installments automatically calculated for you. However, you can edit this payment for a different amount. If you have any issues or would like to pay by phone, please call (334) 277-7610. Please note that any payments paid via phone will not be reflected in your online account. 

Once you have made your final payment, please give us a call to verify we have received your final payment and to confirm that your address hasn't changed and when your item will be shipped. 

WHEN WILL I RECEIVE MY PURCHASE?
You will receive your purchase after the final payment is made. While customers usually receive their purchases within 5-7 business days, some of our items are custom made or have to be ordered from one of our locations or factories. Henig Furs will NOT begin making a custom fur or order anything from another location until AFTER we have received final payment. If you have any questions or concerns about how or when it will be shipped, please call (334) 277-7610. 

Once you have made your final payment, please give us a call to verify we have received your final payment and to confirm that your address hasn't changed and when your item will be shipped. 

WHAT IF I CHANGE MY MIND?
Buyer has (5) days from the day the purchase was initiated (when the down payment is paid) to receive a full refund, which is Henig Furs normal return policy. After 5 days has passed, all monies paid will be credited as an in-store credit. Please see contract terms below for more information. 

CONTRACT TERMS:
The undersigned is making a layaway purchase, and all payments made now or hereafter shall be applied to the unpaid balance. Seller shall retain goods until the unpaid balance is paid in full. The balance is to be paid in equal monthly installments according to the terms agreed upon. The item(s) will be returned to stock if the customer misses more than one payment unless other arrangements are made prior that is agreed upon by both parties. If this occurs, all monies paid will be credited to customer in the form of an in-store credit which must be redeemed within (90) days of layaway return. If this is not done, monies will be forfeited by customer to seller. No refunds on layaway purchases unless contract is cancelled within five (5) days of initial purchase, which is seller's normal return policy.

If you have any questions about how to buy a fur coat or any other accessory with our layaway plan, please contact us today!


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